The path to successful
homeownership starts here

Everything you need to know about home loans in one place.

The right lender for you

At Bank of America, we're dedicated to helping you become a successful homeowner. We offer a variety of loans, personal service, competitive rates — plus our Clarity Commitment®Footnote 1, a one-page summary of key loan terms in plain language. Because it's not just about finding a great rate; it's about finding a partner.

Learn more about the Clarity Commitment summary

Today's Rates

Rate type

Mortgage typeRateAPRPoints
30-year fixed 3.625% 3.861% 1.326
15-year fixed 2.875% 3.253% 1.102
5/1 ARM (Variable) 2.500% 3.024% 1.018

Rates valid on 03/27/2015 06:31:00 PT

Results assume borrower has excellent credit.
Important loan information including rates and estimated payments

Want to receive custom rates and prices? Get prequalified

Prequalification is neither pre-approval nor a commitment to lend; you must submit additional information for review and approval.

Contact a Mortgage Loan Officer

Ready to start the process? Or maybe you have some questions? Our Mortgage Loan Officers are available for help by phone, email or in person.

Find a Mortgage Loan Officer

or contact us at 1.800.987.6361

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1. The Clarity Commitment® summary is provided as a convenience, does not serve as a substitute for a borrower's actual loan documents, and is not a commitment to lend. Borrowers should become fully informed by reviewing all of the loan and disclosure documentation provided.

Calculators are intended for illustrative purposes only, and use the down payment amount you entered. Minimum down payment requirements vary by lender. Ask your lender for details. Minimum credit scores may apply and not all applicants will qualify. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.