Get an idea of current refinance rates - fill in the fields below to see if you could potentially lower your interest rate and monthly mortgage payment.
Enter your current loan information.
This is for illustrative purposes and is based upon information you provide. Accuracy is not guaranteed and products may not be available for your situation.
Loan assumptions and disclosures
Loan assumptions and disclosuresclose
Interest rates and APRs are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details. This is not a credit decision or a commitment to lend. Depending on loan guidelines, mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available.
APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan).Your monthly payment is not based on APR, but instead on the interest rate on your Note.
Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
|Rates and APRs also assume:|
|Property type/use:||Single family residence/owner occupied.|
|Rate lock period:||Refinance: 90 days. (Call for information and to obtain a rate quote and rate lock specific to your situation. This is not an offer of a rate lock.)|
|Discount point(s):||As displayed.|
|Lien Position:||First lien.|
|Property location:||North Carolina|
|Loan Term:||As displayed.|