What can affect the amount of a loan?

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What can you comfortably afford?

Factor in principal and interest, property tax and homeowners insurance to your payment.

How do you calculate debt-to-income ratio?

Your debt-to-income ratio is your income less income tax, expenses and debt.

How can credit and savings impact your loan?


Your credit score and down payment savings are factors in qualifying for a home loan.


What different types of loans exist?

Explore the difference between fixed rate and adjustable rate mortgages (ARM).