How important are tax benefits to you?
Determine if housing costs are a monthly expense or part of long-term financial goals.
Down payment, purchase price, and loan terms and interest rate, affect your loan amount.
Buying points is like prepaying some interest up front in exchange for a lower rate.
Factor in principal and interest, property tax and homeowners insurance to your payment.
Learn which of your mortgage taxes you might be able to deduct from your income taxes.
Buying and renting both have their advantages. Find the best choice for you.
Learn how to properly budget for principal, interest, taxes and insurance (PITI).
Find the mortgage amount that realistically fits your budget.