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Home Affordability Calculator

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Calculator results are estimates only based on the information you provide.

Good news! Based on the information you have provided,
you may be eligible for closing cost assistance through
our America’s Home Grant® program.

Home affordability estimate for a 30-year fixed rate loan adatext

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Based on the information you entered, we’re unable to provide loan options that fit your budget. Check that the information you entered is accurate, and try again. Or learn more about what mortgage payment would fit comfortable into your lifestyle.

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Find out what you could qualify for and what your loan options may be. Get prequalified in minutes.

Need some more information? Now that you have your estimated home price, check out different loan options with our Mortgage Calculator.

Your mortgage and your overall budget

The question isn't how much you could borrow but how much you should borrow. These home affordability calculator results are based on your debt-to-income ratio (DTI). Industry standards suggest your total debt should be 36% of your income and your monthly mortgage payment should be 28% of your gross monthly income.

Learn more about how much home can you afford.

How much house can I afford?

Prequal vs preapproval?

It often depends on where you are in the homebuying process. Let's remove some of the mystery.

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Your home comfort zone

This video shows you how your mortgage payment should fit comfortably into your lifestyle.

Learn more about how much mortgage you can afford.

Down payment help

Our Down Payment Center adatext can help you find programs you may be eligible for.

Learn more about down payment help.

Debt to income ratio

It helps lenders decide whether to approve your mortgage application. But what is it exactly?

Learn more about what is debt to income ratio.

Prequal vs preapproval?

It often depends on where you are in the homebuying process. Let's remove some of the mystery.

Learn more about mortgage pre qualification.

Your home comfort zone

This video shows you how your mortgage payment should fit comfortably into your lifestyle.

Learn more about how much mortgage you can afford.

Down payment help

Our Down Payment Center adatext can help you find programs you may be eligible for.

Learn more about down payment help.

Debt to income ratio

It helps lenders decide whether to approve your mortgage application. But what is it exactly?

Learn more about what is debt to income ratio.

Prequal vs preapproval?

It often depends on where you are in the homebuying process. Let's remove some of the mystery.

Learn more about mortgage pre qualification.

Your home comfort zone

This video shows you how your mortgage payment should fit comfortably into your lifestyle.

Learn more about how much mortgage you can afford.

Down payment help

Our Down Payment Center adatext can help you find programs you may be eligible for.

Learn more about down payment help.

Debt to income ratio

It helps lenders decide whether to approve your mortgage application. But what is it exactly?

Learn more about what is debt to income ratio.

Dig into the numbers

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